Insurance Criteria for Courtesy Cars and Test Drives

We are required to take a copy of your driving license, as you are driving one of our vehicles and under our insurance.

Whilst driving the car you will be covered on our insurance, but you will be liable for any excess applicable:

Driver Excess
Experienced drivers 25 years of age or over with a full license for more than 12 months £350
Inexperienced drivers 25 years of age or over with a full license for under 12 months £550
Drivers aged 21-24 years of age £550

You have to meet the following criteria:

  • consent to a copy of your driving licence being taken and held for 12 months
  • be over 21 years of age
  • have held your car driving licence for over 12 months
  • have had no more than 8 penalty points in the last 3 years
  • have not been disqualified from driving in the last 3 years
  • be aware of the excess, that . you will be liable for, if you are in an accident or damage the car whilst using our vehicle
  • your current address is as shown on your driving licence